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Berelc Law Firm, P.C. Dec. 13, 2018

What Is Workers’ Compensation Insurance and What Does It Cover? Part Ii

This is a continuing series on workers’ compensation insurance in Georgia. To access the first post of the series, visit our site at

Workers’ compensation insurance is a program in the state of Georgia that assists employees who suffer a work-related injury or illness receive medical, rehabilitation, and income benefits following a job-related injury or illness. The previous post examined the employee/employer relationship and the coverage period. This post will review what constitutes a work-place injury or illness and the filing deadline for submitting a workers’ compensation claim.

Common Job-Related Injuries

A job-related injury can happen to anyone at any time. The employer has the responsibility to provide a safe work environment and the employee has the responsibility to work safely. A job-related injury is an injury or illness caused by events or exposures in the work environment.

Job-related injuries can include:

  • Overexertion injuries (pulling, lifting, pushing, holding, carrying, and throwing activities at work)

  • Slipping/Tripping (wet and slippery floors or misplaced items or debris)

  • Falling from heights (roofs, ladders, stairways)

  • Reaction injuries (in an effort to break a fall person injures muscles or other body parts)

  • Falling objects injuries (objects that fall from shelves or dropped by another worker)

Job-related illness is an event or exposure in the work environment either caused or contributed to the resulting condition or significantly aggravated a pre-existing condition. Lung disease, lead poisoning, radiation illness, skin diseases, and carpal tunnel syndrome are examples of a job-related illness.

Is There a Deadline to File a Claim?

It is important that you notify your supervisor about an injury and the way it occurred as soon as possible. An injured employee must inform his or her employer, preferably in writing, within 30 days after the date of the accident causing the injury, that such an accident occurred. Failure to notify your employer may make you ineligible to receive workers’ compensation benefits.

In Georgia, a person hurt on the job has one year from the date of his or her injury to file a workers’ compensation claim. If you do not file your claim within one year, then it will be barred. You will lose your claim because you missed the deadline to file one. See the “All Issues” Statute of Limitations (O.C.G.A. 34-9-82).

Hurt on the Job?

Contact the Livonia workers’ compensation attorneys at the Berelc Law Firm today to find out if you are eligible for workers’ compensation benefits following a job-related injury or illness. A workers’ compensation attorney can take the burden of your claim off your shoulders allowing you to focus on healing and getting back on your feet. You can also book your appointment online.

The Berelc Law Firm represents injured persons in job-related injuries and other personal injury matters. Our firm assists injured people throughout north Georgia, including Lavonia, Hartwell, Carnesville, Royston, Elberton, Danielsville, Toccoa, Commerce, Comer, Colbert, Bowman, Clarkesville, Athens, Augusta, Hart County, Franklin County, Stephens County, Elbert County, Banks County, Madison County, Oglethorpe County, and Clarke County