What is an At-Fault State?
States that have at-fault policies for any kind of incident involving an injury or property damage require that the fault or liability be placed on one or more of the parties involved. During car accidents, either the police officer on the scene or insurance companies will assign the fault, depending on the circumstances surrounding the crash. Whoever is found at fault will be responsible for paying out any damages or medical expenses related to the accident.
Georgia is an At-Fault State
Georgia, along with the majority of states, is considered an at-fault state for auto insurance purposes and requires that someone assume liability for damages. However, this wasn’t the case until 1991 when the initial no-fault laws were repealed. Prior to that year, Georgia had, what the Insurance Information Institute considered, “weak” no fault laws, as the monetary threshold for claims was still at $500.
What This Means for Georgia Motorists
Not only will an at-fault driver have to bear the cost of the other motorist’s expenses, but they also have to face additional consequences with their insurance provider and the Georgia Department of Driver Services.
The state maintains a point system with different values assigned to traffic violations ranging from failure to signal to not reporting your accident. Should a driver accumulate more than 15 points in two years, their driving privileges may be suspended. Although there aren’t points specifically associated with being involved in an accident, circumstances that could lead to one — like aggressive/reckless driving or using handheld devices — have their own values that can be assigned.
Regardless of how your accident occurred, if an injury was sustained and the other driver is at fault, you are entitled to monetary compensation for your medical expenses.
How Our Lavonia Attorneys Can Help
Berelc Law Firm is dedicated to helping injured victims of car accidents get back on their feet after a collision. If you or a loved one is seeking representation following an accident, call (706) 914-1915 today to schedule a consultation.