For many of us the place we work becomes so intertwined with our lives that it becomes part of who we are. When we walk into the office, the restaurant, the warehouse, the construction site, Etc. we already know what to expect for the day. We often times feel a sense of relief or security knowing we are in a familiar place with familiar faces surrounding us. However, even with this sense of security we never know what might happen. No matter what precautions we take accidents are always to be expected wherever we are.
It is ironic that accident means unexpected, but we expect and accept that accidents are part of our daily lives and can happen at any time. With that being said if you know an accident can happen at any time then it is best to already be prepared for them when they do happen. Work place accidents are an unfortunate occurrence, but there is relief in knowing that there is the possibility of receiving workers’ compensation.
Workers’ compensation is an accident insurance program paid by your employer which may provide you with medical, rehabilitation and income benefits if you are injured on the job. These benefits are provided to help you return to work. It also provides benefits to your dependents if you die as a result of a job related injury. Since we never know when an accident may occur it is comforting to know that we are covered by workers compensation even if it is our first day on the job. There is no delay or trial periods when it comes to worker compensation.
Even though employees are immediately covered on the first day they start working, it is important to remember that employees are held to certain standards and responsibilities. It is essential that employees understand and follow the safety rules laid out by the employer. If it is found the employee was acting recklessly or violated certain regulations like drug and alcohol guidelines than it is possible that the employee may forfeit their benefits due to their misconduct. Another important responsibility of the employee is the reporting of an accident or injury within 30 days to your employer/supervisor. Failure to do so may result in the loss of benefits.
When claiming workers compensation it is important to know that you will be unable to receive money from your employer if you are injured on the job. This is due to the fact that workers compensation is the exclusive remedy an employee has against their employer for damages resulting from an on the job injury. An excellent resource for further questions regarding workers compensation is in the link at the bottom of the page. The link is the Georgia State Board of Workers Compensation Employee Handbook, and it goes more in depth about the details regarding workers compensation as well as providing answers to frequently asked questions. The attorneys at the Berelc Law Firm are here to assist you through tough times. Please call us today at (706) 356-0518 to set up a free consultation if you have a question regarding workers compensation.