All responsible car owners have some form of insurance to pay for damages caused or received due to an accident. However, in some cases there are drivers who are uninsured or underinsured. Uninsured or underinsured motorist coverage refers to separate, but similar coverages which is known as UM/UIM coverage. An uninsured driver is someone who…

The requirements to obtain a Commercial Drivers Licenses can be expensive and time consuming. The basic steps required by every state for a driver to obtain a CDL include a driver must be at least 21 years old, obtain and hold a commercial learners permit for a minimum of 14 days, and pass a road…

The U.S. makes up 5 percent of the world’s population and they also make up 25 percent of the worlds prisoners. That percentage breaks down to around 2.2 million inmates in the U.S., for me the first thing that comes to mind when I see 2.2 million inmates is what does it cost to support…

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